With a pre-approval, you'll know exactly how much you can spend before you start searching for your ideal car. This allows you to focus on options that truly fit your budget, saving you time and eliminating the stress of financial negotiation.
Having a pre-approval gives you an edge in negotiations. Sellers will take you more seriously knowing you have financial backing, which can translate into better deals and terms.
Getting pre-approved allows you to better understand the interest rates and financing options available to you. With this information, you can make more informed decisions and choose the best option for your financial needs.
Our pre-approval process is quick and easy. In just a few minutes, you can get a clear idea of your purchasing power, enabling you to move forward with confidence in your car search.
To obtain financing, we require a valid ID, proof of income, proof of address, and in some cases, a credit history. Each situation is evaluated individually to offer the best financing option.
Yes, at Ambar Motors we work with various lenders who offer financing options for people with bad credit or no credit history. Our goal is to help you find an option that fits your situation.
The amount you can finance depends on several factors such as your income, credit history, and the value of the vehicle you want to purchase. We work with you to find the best available financing plan.
A down payment is not always required, but making one can help you get better financing terms. The larger the down payment, the lower your monthly payments will be.
Interest rates vary depending on your credit score, the amount financed, and the loan term. We will provide you with specific details once we evaluate your application.
The financing process is usually completed the same day in most cases. Our team will work with you to expedite everything so you can drive off with your vehicle as soon as possible.
Yes, in some cases we offer refinancing options if you already have an auto loan. Our team will help you explore alternatives that can lower your monthly payments or improve your terms.
We offer various payment options, including online payments, automatic payments from your bank account, or payments in person at our dealership.
No, we do not charge penalties for paying off your loan early. If you want to pay off your vehicle ahead of time, you can do so without incurring additional fees.
Depending on your financial situation and the lender, it may be possible to transfer your financing to another vehicle. We recommend contacting our team to discuss this option.