Vehicle Service Contract
Reliable protection against costly repairs.
Your car is an important part of your life. When unexpected failures happen, other parts of your life can come to a stop too.
The Assurant Vehicle Care service contract covers repairs after the factory warranty expires, with a range of protection levels that fit your needs, driving habits and budget. It even includes extras such as rental car reimbursement and emergency travel expenses (N/A in NY).
Official Assurant Vehicle Care video (in Spanish)
Why a service contract
Cost-effective
Save money on out-of-pocket repair costs from mechanical failures.
Flexible
Choose your protection level and your deductible, for coverage that makes sense for your budget.
Complementary
Keep moving with extras such as emergency roadside assistance and substitute transportation reimbursement.
What repairs really cost
Illustrative repair costs for mechanical, electrical and safety components.
$8,494
Engine
$4,954
Automatic transmission
$2,363
Navigation system
$2,112
Blind spot sensor
$1,999
ABS brakes
$1,787
A/C compressor
Repair costs shown are for illustration only. Actual cost may vary by vehicle, year, make and model. Prices are based on actual claims experience of Automotive Warranty Services, Inc. and its affiliated companies’ clients as of January 2022. Your experience may differ. Cost examples do not include the contract deductible. Deductibles may vary. For full details, see your vehicle service contract.
Five coverage levels
Coverage is available in five flexible options to meet your needs and your budget. Full coverage, partial coverage or limited coverage depending on the level.
| Component | Premium Plus | Premium | Standard | Powertrain | Technology |
|---|---|---|---|---|---|
| Engine | Full coverage | Full coverage | Full coverage | Full coverage | Not included |
| Transmission | Full coverage | Full coverage | Full coverage | Full coverage | Not included |
| FWD/RWD drive | Full coverage | Full coverage | Full coverage | Full coverage | Not included |
| Hybrid/EV | Full coverage | Full coverage | Full coverage | Partial coverage | Not included |
| Fuel injection | Full coverage | Full coverage | Full coverage | Not included | Not included |
| Seals and gaskets | Full coverage | Full coverage | Full coverage | Full coverage | Not included |
| Front suspension | Full coverage | Full coverage | Full coverage | Not included | Not included |
| Steering | Full coverage | Full coverage | Full coverage | Not included | Not included |
| Brakes | Full coverage | Full coverage | Full coverage | Not included | Not included |
| Electrical | Full coverage | Full coverage | Full coverage | Not included | Partial coverage |
| Air conditioning | Full coverage | Full coverage | Full coverage | Not included | Not included |
| Rear suspension | Full coverage | Full coverage | Full coverage | Not included | Not included |
| Cooling | Full coverage | Full coverage | Full coverage | Not included | Not included |
| Fuel delivery | Full coverage | Full coverage | Full coverage | Not included | Not included |
| Safety | Full coverage | Full coverage | Partial coverage | Not included | Partial coverage |
| Entertainment | Full coverage | Full coverage | Not included | Not included | Not included |
| Comfort | Full coverage | Full coverage | Not included | Not included | Not included |
| Miscellaneous | Full coverage | Full coverage | Not included | Not included | Not included |
| Wear maintenance | Partial coverage | Not included | Not included | Not included | Not included |
Exclusions apply. Review your vehicle service contract for a list of possible exclusions.
Additional benefits
Coverages described may vary by dealer, lender and/or state.
24/7/365
Emergency roadside assistance
Available 24 hours a day, 7 days a week, 365 days a year. Includes flat tyre assistance, towing, fuel delivery (you are responsible for the cost of fluids), lockout assistance and more.
$50/day
Substitute transportation
Up to $50 per day for a maximum of 10 days from the first day of covered repairs if the vehicle is held by a repair facility. Transport receipt required.
$200
Emergency travel expenses
Up to $200 for a maximum of five days (N/A in NY). The failure must occur 100 miles or more from your home.
$125
Towing reimbursement
Up to $125 per event if towed to the selling dealer more than 50 miles; up to $100 if 50 miles or less; up to $75 if towed elsewhere.
How the contract works
- 1
Where you are covered
Valid anywhere in the continental U.S., Alaska, Hawaii and Canada. It stays with you if you travel or move.
- 2
No annual claim limit
There is no annual limit on the number of claims, subject to the contract maximums.
- 3
Transferable coverage
All plans are fully transferable if the original factory warranty has not been reduced or voided. A transfer fee applies.
- 4
Online claims portal
At VehicleCarePlan.com you can review terms and conditions, find a preferred repair facility, start a claim and track its status.
- 5
Maintenance requirements
You must perform the maintenance services described in the Owner’s Manual. Keeping copies of all maintenance receipts for the life of the contract is required (recommended in CA).
What is not covered
Examples of items that are not covered. A deductible applies.
- Maintenance services and parts described in your manufacturer’s maintenance schedule, and other normal maintenance services and parts, including air conditioning refrigerant, all batteries, all hoses and belts, brake pads and shoes, brake rotors and drums, engine coolant, engine tune-up, filters, lubricants or fluids, wiper blades and suspension alignment.
- Body panels, body alignment, bright metal, bumpers, catalytic converter, convertible top structure, door handles, door panels, exhaust system, glass, glass framework and adhesives, hinges, lenses, bulbs, mouldings, paint, sealed beam headlamps, sheet metal, damaged threads and fasteners, structural frame, structural welds, tyres and wheel balancing, trim, upholstery, convertible and vinyl tops, weatherstripping, wheel covers, rims and wheels.
- Pre-existing conditions, improper maintenance or loss of coolant or lubrication, corrosion, and limited-life parts such as bulbs, filters and brake pads.
Some of the parts listed above are covered to the extent described in the service contract if Premium Plus coverage is purchased. Replacement parts may be new, used, non-OEM or remanufactured.
Frequently asked questions
Which vehicles qualify?
The contract covers repairs beyond the original factory warranty on vehicles up to 15 years old and 200,000 miles, in all 50 states and Canada, with no annual repair limit, subject to the contract’s maximum liability limit.
Can I pay for it monthly?
Yes. It can be included in your monthly loan or lease payment.
Am I covered for rideshare driving?
Rideshare coverage pays covered failures for shared transport use such as Uber or Lyft. Availability may vary by dealer, lender and/or state.
What if my dealer cannot do the repair?
You are still covered. The programme administrator can use its national corporate credit card to pay the repair centre immediately.
Interested in this plan?
Our team will walk you through pricing, availability and which plan fits your vehicle and your budget.
Legal information
Information in this material is for illustrative purposes. Certain conditions and components are excluded, such as improper maintenance or loss of coolant or lubrication, pre-existing conditions, corrosion and limited-life parts such as bulbs, filters and brake pads. Replacement parts may be new, used, non-OEM or remanufactured. For full details, see the Assurant Vehicle Care service contract. Not all exclusions may apply in all states and coverages may not be available in all states. A deductible applies.
Repair data is based on repair records of Assurant Dealer Services, Inc. and its affiliated companies’ clients as of September 2022. Your experience may differ. Information is based on the original compilation date and not the date of this material.
This page is a translation of the official Assurant brochure, which is published in Spanish. The Spanish brochure and the product contract govern in case of any discrepancy.
Provided and administered by
- FL
- United Service Protection, Inc. — Florida licence no. 60016
- MA
- Provider: Selling Dealer · Administrator: United Service Protection Corporation — TX licence no. 106
- OK
- Assurant Service Protection, Inc. — OK licence no. 44199246
- Other states where available
- United Service Protection Corporation — TX licence no. 168
Administrator mailing address: P.O. Box 7719, The Woodlands, TX 77387 · 1-800-964-4811
AVC-AO-INT-AB-S (10/23) SP · © 2023 Assurant, Inc.